Call reports 2001
NORTHFIELD SAVINGS BANK — 2001
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 369,953,000 | 370,397,000 | 382,326,000 | 386,381,000 |
| Total loans | 280,772,000 | 273,603,000 | 267,009,000 | 263,598,000 |
| Allowance for loan losses | 6,686,000 | 6,626,000 | 6,604,000 | 6,657,000 |
| Securities available for sale | 54,672,000 | 71,870,000 | 78,208,000 | 96,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,757,000 | 301,737,000 | 308,763,000 | 306,290,000 |
| Interest-bearing deposits | 278,031,000 | 274,924,000 | 279,514,000 | 276,435,000 |
| Noninterest-bearing deposits | 24,726,000 | 26,813,000 | 29,249,000 | 29,855,000 |
| Equity capital | 47,371,000 | 48,361,000 | 49,608,000 | 50,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,018,000 | 13,824,000 | 20,405,000 | 26,864,000 |
| Interest expense | 3,455,000 | 6,742,000 | 9,820,000 | 12,622,000 |
| Net interest income | 3,563,000 | 7,082,000 | 10,585,000 | 14,242,000 |
| Noninterest income | 404,000 | 1,105,000 | 1,614,000 | 2,128,000 |
| Noninterest expense | 2,790,000 | 5,690,000 | 8,620,000 | 11,712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,296,000 | 2,864,000 | 3,992,000 | 5,157,000 |
| Income tax | 372,000 | 819,000 | 1,123,000 | 1,463,000 |
| Net income | 924,000 | 2,045,000 | 2,869,000 | 3,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,360,000 | 47,470,000 | 48,294,000 | 48,948,000 |
| Total capital | 49,562,000 | 50,891,000 | 51,207,000 | 52,073,000 |
| Risk-weighted assets | 217,909,000 | 227,106,000 | 223,953,000 | 225,067,000 |