Call reports 2017
STATE BANK OF CAZENOVIA — 2017
What STATE BANK OF CAZENOVIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 35,302,000 | 34,565,000 |
| Total loans | 17,317,000 | 17,260,000 |
| Allowance for loan losses | 407,000 | 406,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 9,657,000 | 9,059,000 |
| Trading assets | 0 | 0 |
| Total deposits | 28,842,000 | 28,074,000 |
| Interest-bearing deposits | 21,072,000 | 15,729,000 |
| Noninterest-bearing deposits | 7,770,000 | 12,345,000 |
| Equity capital | 6,392,000 | 6,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 274,000 | 539,000 |
| Interest expense | 6,000 | 12,000 |
| Net interest income | 268,000 | 527,000 |
| Noninterest income | 21,000 | 34,000 |
| Noninterest expense | 247,000 | 470,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 42,000 | 91,000 |
| Income tax | 4,000 | 4,000 |
| Net income | 38,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 6,345,000 | 6,394,000 |
| Total capital | 6,551,000 | 6,598,000 |
| Risk-weighted assets | 16,274,000 | 16,113,000 |