Call reports 2009
MT WASHINGTON CO-OPERATIVE BANK — 2009
What MT WASHINGTON CO-OPERATIVE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 517,675,000 | 504,359,000 | 501,133,000 | 496,194,000 |
| Total loans | 379,698,000 | 368,076,000 | 363,739,000 | 359,367,000 |
| Allowance for loan losses | 3,541,000 | 4,001,000 | 4,284,000 | 4,421,000 |
| Securities available for sale | 55,806,000 | 51,747,000 | 49,467,000 | 46,979,000 |
| Securities held to maturity | 30,177,000 | 30,389,000 | 30,552,000 | 30,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,744,000 | 376,742,000 | 387,550,000 | 385,676,000 |
| Interest-bearing deposits | 338,632,000 | 343,124,000 | 353,466,000 | 353,204,000 |
| Noninterest-bearing deposits | 34,112,000 | 33,618,000 | 34,084,000 | 32,472,000 |
| Equity capital | 31,673,000 | 32,261,000 | 32,780,000 | 31,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,777,000 | 13,146,000 | 19,325,000 | 25,440,000 |
| Interest expense | 2,768,000 | 5,297,000 | 7,623,000 | 9,878,000 |
| Net interest income | 4,009,000 | 7,849,000 | 11,702,000 | 15,562,000 |
| Noninterest income | 692,000 | 1,648,000 | 2,467,000 | 3,184,000 |
| Noninterest expense | 4,265,000 | 9,589,000 | 13,968,000 | 19,569,000 |
| Provision for loan losses | 525,000 | 1,254,000 | 1,904,000 | 2,254,000 |
| Pretax income | 131,000 | -1,035,000 | -1,392,000 | -2,767,000 |
| Income tax | -19,000 | -295,000 | -258,000 | -295,000 |
| Net income | 150,000 | -740,000 | -1,134,000 | -2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,089,000 | 34,422,000 | 34,161,000 | 32,908,000 |
| Total capital | 39,630,000 | 38,423,000 | 38,445,000 | 37,329,000 |
| Risk-weighted assets | 655,865,000 | 614,057,000 | 612,620,000 | 606,484,000 |