Call reports 2002
MT WASHINGTON CO-OPERATIVE BANK — 2002
What MT WASHINGTON CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 255,624,000 | 262,550,000 | 273,809,000 | 281,596,000 |
| Total loans | 155,482,000 | 155,746,000 | 162,818,000 | 176,631,000 |
| Allowance for loan losses | 838,000 | 879,000 | 936,000 | 981,000 |
| Securities available for sale | 79,694,000 | 86,339,000 | 85,673,000 | 80,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,530,000 | 191,791,000 | 192,581,000 | 200,053,000 |
| Interest-bearing deposits | 179,553,000 | 183,355,000 | 183,814,000 | 192,914,000 |
| Noninterest-bearing deposits | 8,977,000 | 8,436,000 | 8,767,000 | 7,139,000 |
| Equity capital | 24,839,000 | 26,250,000 | 27,062,000 | 27,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,171,000 | 8,330,000 | 12,481,000 | 16,553,000 |
| Interest expense | 1,665,000 | 3,306,000 | 4,930,000 | 6,441,000 |
| Net interest income | 2,506,000 | 5,024,000 | 7,551,000 | 10,112,000 |
| Noninterest income | 283,000 | 577,000 | 953,000 | 1,404,000 |
| Noninterest expense | 1,792,000 | 3,786,000 | 5,787,000 | 8,246,000 |
| Provision for loan losses | 52,000 | 105,000 | 162,000 | 219,000 |
| Pretax income | 958,000 | 1,799,000 | 2,745,000 | 3,485,000 |
| Income tax | 330,000 | 593,000 | 899,000 | 1,030,000 |
| Net income | 628,000 | 1,206,000 | 1,846,000 | 2,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,187,000 | 24,766,000 | 25,406,000 | 25,922,000 |
| Total capital | 25,709,000 | 26,138,000 | 26,486,000 | 26,903,000 |
| Risk-weighted assets | 131,478,000 | 134,431,000 | 145,159,000 | 149,760,000 |