Call reports 2001
MT WASHINGTON CO-OPERATIVE BANK — 2001
What MT WASHINGTON CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 211,957,000 | 220,774,000 | 229,927,000 | 246,806,000 |
| Total loans | 146,863,000 | 152,883,000 | 154,023,000 | 155,275,000 |
| Allowance for loan losses | 644,000 | 682,000 | 735,000 | 783,000 |
| Securities available for sale | 48,364,000 | 53,426,000 | 58,931,000 | 75,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,990,000 | 173,211,000 | 179,635,000 | 180,669,000 |
| Interest-bearing deposits | 162,604,000 | 166,628,000 | 171,879,000 | 172,589,000 |
| Noninterest-bearing deposits | 5,386,000 | 6,583,000 | 7,756,000 | 8,080,000 |
| Equity capital | 23,459,000 | 23,809,000 | 24,691,000 | 24,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,754,000 | 7,664,000 | 11,603,000 | 15,705,000 |
| Interest expense | 1,928,000 | 3,885,000 | 5,767,000 | 7,473,000 |
| Net interest income | 1,826,000 | 3,779,000 | 5,836,000 | 8,232,000 |
| Noninterest income | 193,000 | 418,000 | 707,000 | 979,000 |
| Noninterest expense | 1,410,000 | 3,020,000 | 4,645,000 | 6,475,000 |
| Provision for loan losses | 45,000 | 90,000 | 143,000 | 195,000 |
| Pretax income | 642,000 | 1,332,000 | 2,038,000 | 2,838,000 |
| Income tax | 221,000 | 469,000 | 709,000 | 989,000 |
| Net income | 421,000 | 863,000 | 1,329,000 | 1,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,132,000 | 22,574,000 | 23,040,000 | 23,560,000 |
| Total capital | 23,639,000 | 24,062,000 | 24,357,000 | 24,982,000 |
| Risk-weighted assets | 118,663,000 | 123,304,000 | 124,010,000 | 127,182,000 |