Call reports 2023
BANK OF PRAIRIE DU SAC — 2023
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 588,664,000 | 571,183,000 | 552,948,000 | 599,945,000 |
| Total loans | 358,933,000 | 350,572,000 | 343,692,000 | 342,856,000 |
| Allowance for loan losses | 6,012,000 | 6,011,000 | 6,007,000 | 5,402,000 |
| Securities available for sale | 207,114,000 | 194,987,000 | 185,068,000 | 194,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,848,000 | 490,679,000 | 482,839,000 | 518,759,000 |
| Interest-bearing deposits | 396,385,000 | 399,871,000 | 389,930,000 | 412,750,000 |
| Noninterest-bearing deposits | 87,463,000 | 90,808,000 | 92,909,000 | 106,009,000 |
| Equity capital | 70,892,000 | 71,322,000 | 65,093,000 | 75,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,665,000 | 11,537,000 | 17,627,000 | 24,000,000 |
| Interest expense | 1,515,000 | 3,483,000 | 5,590,000 | 7,902,000 |
| Net interest income | 4,150,000 | 8,054,000 | 12,037,000 | 16,098,000 |
| Noninterest income | 627,000 | 1,106,000 | 1,549,000 | 1,937,000 |
| Noninterest expense | 2,087,000 | 4,133,000 | 6,254,000 | 8,512,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,655,000 | 5,054,000 | 7,359,000 | 9,550,000 |
| Income tax | 585,000 | 1,110,000 | 2,651,000 | 2,957,000 |
| Net income | 2,070,000 | 3,944,000 | 4,708,000 | 6,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,448,000 | 88,981,000 | 89,744,000 | 90,288,000 |
| Total capital | 94,134,000 | 94,560,000 | 95,254,000 | 95,857,000 |
| Risk-weighted assets | 454,568,000 | 445,932,000 | 440,304,000 | 445,227,000 |