Call reports 2020
BANK OF PRAIRIE DU SAC — 2020
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 459,591,000 | 531,346,000 | 531,181,000 | 569,369,000 |
| Total loans | 288,437,000 | 333,395,000 | 323,858,000 | 301,692,000 |
| Allowance for loan losses | 5,635,000 | 5,637,000 | 5,638,000 | 6,092,000 |
| Securities available for sale | 134,927,000 | 140,529,000 | 159,009,000 | 179,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,110,000 | 446,255,000 | 444,655,000 | 483,866,000 |
| Interest-bearing deposits | 318,996,000 | 360,252,000 | 366,900,000 | 394,269,000 |
| Noninterest-bearing deposits | 63,114,000 | 86,003,000 | 77,755,000 | 89,597,000 |
| Equity capital | 75,817,000 | 77,405,000 | 79,861,000 | 80,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,550,000 | 9,158,000 | 13,704,000 | 18,092,000 |
| Interest expense | 704,000 | 1,212,000 | 1,649,000 | 2,032,000 |
| Net interest income | 3,846,000 | 7,946,000 | 12,055,000 | 16,060,000 |
| Noninterest income | 459,000 | 1,371,000 | 2,127,000 | 3,661,000 |
| Noninterest expense | 1,847,000 | 3,670,000 | 5,501,000 | 8,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | 2,458,000 | 5,647,000 | 8,681,000 | 10,962,000 |
| Income tax | 536,000 | 1,266,000 | 1,949,000 | 2,457,000 |
| Net income | 1,922,000 | 4,381,000 | 6,732,000 | 8,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,210,000 | 72,723,000 | 74,990,000 | 74,849,000 |
| Total capital | 76,448,000 | 77,571,000 | 79,758,000 | 79,275,000 |
| Risk-weighted assets | 337,718,000 | 387,108,000 | 380,593,000 | 352,437,000 |