Call reports 2016
BANK OF PRAIRIE DU SAC — 2016
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 389,612,000 | 384,444,000 | 381,366,000 | 406,202,000 |
| Total loans | 224,477,000 | 238,193,000 | 241,982,000 | 243,584,000 |
| Allowance for loan losses | 5,865,000 | 5,869,000 | 5,873,000 | 5,874,000 |
| Securities available for sale | 141,294,000 | 138,316,000 | 133,556,000 | 130,618,000 |
| Securities held to maturity | 60,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,333,000 | 313,254,000 | 307,261,000 | 346,330,000 |
| Interest-bearing deposits | 271,534,000 | 263,233,000 | 256,031,000 | 283,855,000 |
| Noninterest-bearing deposits | 56,799,000 | 50,021,000 | 51,230,000 | 62,475,000 |
| Equity capital | 60,272,000 | 61,242,000 | 62,739,000 | 59,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,521,000 | 7,116,000 | 10,813,000 | 14,525,000 |
| Interest expense | 228,000 | 458,000 | 693,000 | 923,000 |
| Net interest income | 3,293,000 | 6,658,000 | 10,120,000 | 13,602,000 |
| Noninterest income | 331,000 | 716,000 | 1,092,000 | 1,459,000 |
| Noninterest expense | 1,557,000 | 3,148,000 | 4,706,000 | 6,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,080,000 | 4,348,000 | 6,655,000 | 8,730,000 |
| Income tax | 588,000 | 1,255,000 | 1,936,000 | 2,531,000 |
| Net income | 1,492,000 | 3,093,000 | 4,719,000 | 6,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,685,000 | 57,933,000 | 59,540,000 | 57,644,000 |
| Total capital | 61,204,000 | 61,568,000 | 63,118,000 | 61,387,000 |
| Risk-weighted assets | 279,138,000 | 288,577,000 | 283,913,000 | 297,298,000 |