Call reports 2014
BANK OF PRAIRIE DU SAC — 2014
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 347,072,000 | 345,434,000 | 345,824,000 | 384,260,000 |
| Total loans | 196,119,000 | 204,662,000 | 208,810,000 | 209,972,000 |
| Allowance for loan losses | 4,949,000 | 5,893,000 | 5,942,000 | 5,914,000 |
| Securities available for sale | 131,769,000 | 129,567,000 | 129,623,000 | 130,404,000 |
| Securities held to maturity | 120,000 | 120,000 | 120,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,596,000 | 291,261,000 | 289,881,000 | 328,337,000 |
| Interest-bearing deposits | 44,107,000 | 40,829,000 | 43,418,000 | 56,734,000 |
| Noninterest-bearing deposits | 250,489,000 | 250,432,000 | 246,463,000 | 271,603,000 |
| Equity capital | 51,809,000 | 53,471,000 | 55,147,000 | 55,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,155,000 | 6,848,000 | 10,179,000 | 13,496,000 |
| Interest expense | 226,000 | 450,000 | 673,000 | 894,000 |
| Net interest income | 2,929,000 | 6,398,000 | 9,506,000 | 12,602,000 |
| Noninterest income | 337,000 | 667,000 | 999,000 | 1,326,000 |
| Noninterest expense | 1,380,000 | 2,734,000 | 4,148,000 | 5,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,886,000 | 4,340,000 | 6,368,000 | 8,039,000 |
| Income tax | 511,000 | 1,298,000 | 1,871,000 | 2,303,000 |
| Net income | 1,375,000 | 3,042,000 | 4,497,000 | 5,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,924,000 | 51,550,000 | 52,983,000 | 53,066,000 |
| Total capital | 53,844,000 | 54,406,000 | 56,083,000 | 56,139,000 |
| Risk-weighted assets | 241,021,000 | 246,933,000 | 251,209,000 | 257,756,000 |