Call reports 2013
BANK OF PRAIRIE DU SAC — 2013
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 329,228,000 | 320,751,000 | 326,213,000 | 347,042,000 |
| Total loans | 177,574,000 | 180,503,000 | 180,817,000 | 184,209,000 |
| Allowance for loan losses | 5,097,000 | 5,090,000 | 5,093,000 | 4,944,000 |
| Securities available for sale | 124,059,000 | 123,323,000 | 123,770,000 | 130,583,000 |
| Securities held to maturity | 176,000 | 176,000 | 176,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,194,000 | 269,777,000 | 274,410,000 | 297,186,000 |
| Interest-bearing deposits | 236,478,000 | 231,518,000 | 237,730,000 | 251,025,000 |
| Noninterest-bearing deposits | 39,716,000 | 38,259,000 | 36,680,000 | 46,161,000 |
| Equity capital | 51,019,000 | 49,316,000 | 49,594,000 | 49,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,052,000 | 6,123,000 | 9,171,000 | 12,237,000 |
| Interest expense | 271,000 | 522,000 | 762,000 | 995,000 |
| Net interest income | 2,781,000 | 5,601,000 | 8,409,000 | 11,242,000 |
| Noninterest income | 467,000 | 877,000 | 1,241,000 | 1,587,000 |
| Noninterest expense | 1,373,000 | 2,731,000 | 4,167,000 | 5,860,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 1,650,000 | 3,522,000 | 5,258,000 | 6,744,000 |
| Income tax | 429,000 | 933,000 | 1,386,000 | 1,734,000 |
| Net income | 1,221,000 | 2,589,000 | 3,872,000 | 5,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,788,000 | 48,157,000 | 49,425,000 | 49,559,000 |
| Total capital | 50,453,000 | 50,872,000 | 52,165,000 | 52,380,000 |
| Risk-weighted assets | 220,506,000 | 222,137,000 | 224,859,000 | 232,524,000 |