Call reports 2012
BANK OF PRAIRIE DU SAC — 2012
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 303,878,000 | 301,350,000 | 304,535,000 | 327,291,000 |
| Total loans | 173,203,000 | 178,036,000 | 172,080,000 | 171,625,000 |
| Allowance for loan losses | 5,262,000 | 5,506,000 | 5,134,000 | 4,866,000 |
| Securities available for sale | 107,043,000 | 101,430,000 | 105,246,000 | 115,108,000 |
| Securities held to maturity | 231,000 | 231,000 | 231,000 | 176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,933,000 | 248,831,000 | 250,276,000 | 275,285,000 |
| Interest-bearing deposits | 194,356,000 | 215,166,000 | 218,212,000 | 233,577,000 |
| Noninterest-bearing deposits | 57,577,000 | 33,665,000 | 32,064,000 | 41,708,000 |
| Equity capital | 49,998,000 | 50,756,000 | 52,558,000 | 50,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,231,000 | 6,431,000 | 9,613,000 | 12,734,000 |
| Interest expense | 343,000 | 661,000 | 962,000 | 1,253,000 |
| Net interest income | 2,888,000 | 5,770,000 | 8,651,000 | 11,481,000 |
| Noninterest income | 447,000 | 867,000 | 1,383,000 | 1,924,000 |
| Noninterest expense | 1,275,000 | 2,661,000 | 3,986,000 | 5,765,000 |
| Provision for loan losses | 225,000 | 450,000 | 800,000 | 1,200,000 |
| Pretax income | 1,843,000 | 3,546,000 | 5,223,000 | 6,414,000 |
| Income tax | 499,000 | 948,000 | 1,348,000 | 1,564,000 |
| Net income | 1,344,000 | 2,598,000 | 3,875,000 | 4,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,712,000 | 47,986,000 | 49,286,000 | 46,568,000 |
| Total capital | 50,131,000 | 50,559,000 | 51,817,000 | 48,954,000 |
| Risk-weighted assets | 205,914,000 | 208,311,000 | 203,815,000 | 209,074,000 |