Call reports 2009
BANK OF PRAIRIE DU SAC — 2009
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 249,406,000 | 253,091,000 | 257,430,000 | 267,418,000 |
| Total loans | 163,888,000 | 163,030,000 | 161,534,000 | 162,247,000 |
| Allowance for loan losses | 2,587,000 | 2,909,000 | 2,880,000 | 3,159,000 |
| Securities available for sale | 77,419,000 | 75,771,000 | 81,285,000 | 85,574,000 |
| Securities held to maturity | 371,000 | 371,000 | 371,000 | 331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,288,000 | 211,087,000 | 213,152,000 | 222,756,000 |
| Interest-bearing deposits | 181,702,000 | 186,664,000 | 190,708,000 | 195,472,000 |
| Noninterest-bearing deposits | 23,586,000 | 24,423,000 | 22,444,000 | 27,284,000 |
| Equity capital | 40,065,000 | 39,442,000 | 42,028,000 | 42,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,349,000 | 6,649,000 | 9,945,000 | 13,183,000 |
| Interest expense | 778,000 | 1,496,000 | 2,164,000 | 2,763,000 |
| Net interest income | 2,571,000 | 5,153,000 | 7,781,000 | 10,420,000 |
| Noninterest income | 559,000 | 978,000 | 1,370,000 | 1,752,000 |
| Noninterest expense | 1,175,000 | 2,450,000 | 3,731,000 | 4,984,000 |
| Provision for loan losses | 220,000 | 1,200,000 | 1,500,000 | 1,900,000 |
| Pretax income | 1,737,000 | 2,481,000 | 3,920,000 | 5,288,000 |
| Income tax | 473,000 | 569,000 | 920,000 | 1,320,000 |
| Net income | 1,264,000 | 1,912,000 | 3,000,000 | 3,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,268,000 | 41,060,000 | 42,052,000 | 42,270,000 |
| Total capital | 43,655,000 | 43,445,000 | 44,422,000 | 44,679,000 |
| Risk-weighted assets | 190,784,000 | 190,311,000 | 189,103,000 | 191,994,000 |