Call reports 2008
BANK OF PRAIRIE DU SAC — 2008
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 238,945,000 | 240,659,000 | 242,204,000 | 254,094,000 |
| Total loans | 148,298,000 | 148,592,000 | 152,361,000 | 156,707,000 |
| Allowance for loan losses | 2,397,000 | 2,376,000 | 2,412,000 | 2,566,000 |
| Securities available for sale | 75,927,000 | 76,138,000 | 77,645,000 | 78,402,000 |
| Securities held to maturity | 401,000 | 401,000 | 401,000 | 371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,373,000 | 198,233,000 | 200,491,000 | 213,182,000 |
| Interest-bearing deposits | 173,381,000 | 174,496,000 | 178,992,000 | 190,621,000 |
| Noninterest-bearing deposits | 21,992,000 | 23,737,000 | 21,499,000 | 22,561,000 |
| Equity capital | 39,825,000 | 38,632,000 | 38,149,000 | 38,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,671,000 | 7,188,000 | 10,654,000 | 14,061,000 |
| Interest expense | 1,423,000 | 2,573,000 | 3,678,000 | 4,622,000 |
| Net interest income | 2,248,000 | 4,615,000 | 6,976,000 | 9,439,000 |
| Noninterest income | 363,000 | 735,000 | 1,039,000 | 1,380,000 |
| Noninterest expense | 1,089,000 | 2,142,000 | 3,247,000 | 4,363,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 650,000 |
| Pretax income | 1,466,000 | 3,093,000 | 3,583,000 | 4,820,000 |
| Income tax | 359,000 | 782,000 | 786,000 | 1,064,000 |
| Net income | 1,107,000 | 2,311,000 | 2,797,000 | 3,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,491,000 | 39,350,000 | 39,999,000 | 40,159,000 |
| Total capital | 41,767,000 | 41,572,000 | 42,293,000 | 42,418,000 |
| Risk-weighted assets | 181,851,000 | 177,570,000 | 183,429,000 | 186,525,000 |