Call reports 2007
BANK OF PRAIRIE DU SAC — 2007
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 221,351,000 | 225,062,000 | 231,155,000 | 244,891,000 |
| Total loans | 143,461,000 | 141,667,000 | 146,442,000 | 147,142,000 |
| Allowance for loan losses | 2,388,000 | 2,427,000 | 2,376,000 | 2,378,000 |
| Securities available for sale | 62,291,000 | 66,693,000 | 72,687,000 | 73,259,000 |
| Securities held to maturity | 421,000 | 421,000 | 421,000 | 401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,303,000 | 183,521,000 | 188,790,000 | 202,428,000 |
| Interest-bearing deposits | 160,625,000 | 162,301,000 | 169,050,000 | 177,445,000 |
| Noninterest-bearing deposits | 19,678,000 | 21,220,000 | 19,740,000 | 24,983,000 |
| Equity capital | 37,346,000 | 37,292,000 | 38,388,000 | 38,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,554,000 | 7,154,000 | 10,912,000 | 14,666,000 |
| Interest expense | 1,533,000 | 3,104,000 | 4,777,000 | 6,378,000 |
| Net interest income | 2,021,000 | 4,050,000 | 6,135,000 | 8,288,000 |
| Noninterest income | 309,000 | 676,000 | 1,004,000 | 1,346,000 |
| Noninterest expense | 1,016,000 | 2,054,000 | 3,069,000 | 4,220,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 240,000 |
| Pretax income | 1,270,000 | 2,578,000 | 3,933,000 | 5,173,000 |
| Income tax | 320,000 | 639,000 | 969,000 | 1,200,000 |
| Net income | 950,000 | 1,939,000 | 2,964,000 | 3,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,364,000 | 37,637,000 | 38,412,000 | 38,417,000 |
| Total capital | 39,426,000 | 39,711,000 | 40,584,000 | 40,620,000 |
| Risk-weighted assets | 164,657,000 | 165,578,000 | 173,587,000 | 176,114,000 |