Call reports 2005
BANK OF PRAIRIE DU SAC — 2005
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 205,611,000 | 204,812,000 | 208,814,000 | 221,525,000 |
| Total loans | 136,737,000 | 134,378,000 | 138,687,000 | 138,260,000 |
| Allowance for loan losses | 2,372,000 | 2,335,000 | 2,365,000 | 2,344,000 |
| Securities available for sale | 62,164,000 | 62,317,000 | 62,713,000 | 62,084,000 |
| Securities held to maturity | 230,000 | 0 | 0 | 414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,292,000 | 166,264,000 | 170,791,000 | 183,755,000 |
| Interest-bearing deposits | 146,358,000 | 146,345,000 | 149,746,000 | 159,664,000 |
| Noninterest-bearing deposits | 19,934,000 | 19,919,000 | 21,045,000 | 24,091,000 |
| Equity capital | 32,685,000 | 33,242,000 | 33,925,000 | 33,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,625,000 | 5,357,000 | 8,205,000 | 11,124,000 |
| Interest expense | 681,000 | 1,497,000 | 2,431,000 | 3,475,000 |
| Net interest income | 1,944,000 | 3,860,000 | 5,774,000 | 7,649,000 |
| Noninterest income | 283,000 | 565,000 | 860,000 | 1,151,000 |
| Noninterest expense | 928,000 | 1,915,000 | 2,866,000 | 3,826,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 1,298,000 | 2,481,000 | 3,709,000 | 4,866,000 |
| Income tax | 338,000 | 623,000 | 927,000 | 1,206,000 |
| Net income | 960,000 | 1,858,000 | 2,782,000 | 3,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,615,000 | 32,873,000 | 33,748,000 | 34,042,000 |
| Total capital | 34,638,000 | 34,861,000 | 35,769,000 | 36,076,000 |
| Risk-weighted assets | 161,513,000 | 158,691,000 | 161,381,000 | 162,475,000 |