Call reports 2004
BANK OF PRAIRIE DU SAC — 2004
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 194,702,000 | 193,753,000 | 200,203,000 | 209,075,000 |
| Total loans | 124,243,000 | 123,806,000 | 128,563,000 | 130,878,000 |
| Allowance for loan losses | 2,329,000 | 2,356,000 | 2,387,000 | 2,342,000 |
| Securities available for sale | 58,172,000 | 59,513,000 | 60,830,000 | 62,344,000 |
| Securities held to maturity | 245,000 | 245,000 | 245,000 | 230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,896,000 | 159,564,000 | 164,543,000 | 173,080,000 |
| Interest-bearing deposits | 142,564,000 | 139,897,000 | 145,408,000 | 151,258,000 |
| Noninterest-bearing deposits | 17,332,000 | 19,667,000 | 19,135,000 | 21,822,000 |
| Equity capital | 31,615,000 | 30,928,000 | 32,511,000 | 32,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,393,000 | 4,814,000 | 7,296,000 | 9,881,000 |
| Interest expense | 535,000 | 1,047,000 | 1,580,000 | 2,179,000 |
| Net interest income | 1,858,000 | 3,767,000 | 5,716,000 | 7,702,000 |
| Noninterest income | 287,000 | 559,000 | 819,000 | 1,093,000 |
| Noninterest expense | 923,000 | 1,874,000 | 2,797,000 | 3,884,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,193,000 | 2,393,000 | 3,651,000 | 4,794,000 |
| Income tax | 292,000 | 585,000 | 932,000 | 1,128,000 |
| Net income | 901,000 | 1,808,000 | 2,719,000 | 3,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,197,000 | 30,529,000 | 31,440,000 | 31,655,000 |
| Total capital | 31,973,000 | 32,323,000 | 33,309,000 | 33,588,000 |
| Risk-weighted assets | 141,539,000 | 142,950,000 | 148,994,000 | 154,215,000 |