Call reports 2003
BANK OF PRAIRIE DU SAC — 2003
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 184,398,000 | 185,987,000 | 186,637,000 | 196,108,000 |
| Total loans | 116,094,000 | 123,990,000 | 119,672,000 | 122,059,000 |
| Allowance for loan losses | 2,231,000 | 2,258,000 | 2,284,000 | 2,299,000 |
| Securities available for sale | 48,780,000 | 49,664,000 | 51,561,000 | 56,936,000 |
| Securities held to maturity | 430,000 | 430,000 | 430,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,263,000 | 151,660,000 | 151,875,000 | 162,155,000 |
| Interest-bearing deposits | 135,506,000 | 133,499,000 | 135,248,000 | 143,716,000 |
| Noninterest-bearing deposits | 15,757,000 | 18,161,000 | 16,627,000 | 18,439,000 |
| Equity capital | 29,963,000 | 31,061,000 | 31,665,000 | 30,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,392,000 | 4,867,000 | 7,296,000 | 9,683,000 |
| Interest expense | 697,000 | 1,349,000 | 1,956,000 | 2,529,000 |
| Net interest income | 1,695,000 | 3,518,000 | 5,340,000 | 7,154,000 |
| Noninterest income | 334,000 | 807,000 | 1,286,000 | 1,574,000 |
| Noninterest expense | 839,000 | 1,702,000 | 2,606,000 | 3,951,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 1,160,000 | 2,563,000 | 3,930,000 | 4,648,000 |
| Income tax | 284,000 | 665,000 | 1,027,000 | 1,142,000 |
| Net income | 876,000 | 1,898,000 | 2,903,000 | 3,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,996,000 | 29,493,000 | 30,498,000 | 29,296,000 |
| Total capital | 30,654,000 | 31,213,000 | 32,213,000 | 31,062,000 |
| Risk-weighted assets | 132,097,000 | 137,039,000 | 136,658,000 | 140,720,000 |