Call reports 2002
BANK OF PRAIRIE DU SAC — 2002
What BANK OF PRAIRIE DU SAC reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 172,955,000 | 170,575,000 | 174,788,000 | 183,051,000 |
| Total loans | 112,434,000 | 112,286,000 | 114,996,000 | 114,099,000 |
| Allowance for loan losses | 2,121,000 | 2,151,000 | 2,138,000 | 2,211,000 |
| Securities available for sale | 41,049,000 | 42,808,000 | 45,528,000 | 49,183,000 |
| Securities held to maturity | 947,000 | 947,000 | 947,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,065,000 | 139,596,000 | 141,726,000 | 149,948,000 |
| Interest-bearing deposits | 128,555,000 | 125,138,000 | 127,572,000 | 134,777,000 |
| Noninterest-bearing deposits | 13,510,000 | 14,458,000 | 14,154,000 | 15,171,000 |
| Equity capital | 26,848,000 | 27,846,000 | 29,238,000 | 29,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,636,000 | 5,273,000 | 7,878,000 | 10,304,000 |
| Interest expense | 893,000 | 1,730,000 | 2,557,000 | 3,338,000 |
| Net interest income | 1,743,000 | 3,543,000 | 5,321,000 | 6,966,000 |
| Noninterest income | 198,000 | 366,000 | 657,000 | 1,231,000 |
| Noninterest expense | 833,000 | 1,661,000 | 2,513,000 | 3,851,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 175,000 |
| Pretax income | 1,099,000 | 2,209,000 | 3,396,000 | 4,194,000 |
| Income tax | 274,000 | 544,000 | 845,000 | 991,000 |
| Net income | 825,000 | 1,665,000 | 2,551,000 | 3,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,740,000 | 27,094,000 | 27,980,000 | 28,119,000 |
| Total capital | 28,312,000 | 28,649,000 | 29,567,000 | 29,753,000 |
| Risk-weighted assets | 125,238,000 | 123,770,000 | 126,379,000 | 130,128,000 |