Call reports 2002
PLEASANTVILLE STATE BANK — 2002
What PLEASANTVILLE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,577,000 | 28,336,000 | 27,711,000 | 28,753,000 |
| Total loans | 7,922,000 | 8,057,000 | 8,235,000 | 8,559,000 |
| Allowance for loan losses | 87,000 | 91,000 | 94,000 | 95,000 |
| Securities available for sale | 16,687,000 | 17,881,000 | 17,634,000 | 17,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,912,000 | 23,477,000 | 22,795,000 | 23,733,000 |
| Interest-bearing deposits | 20,021,000 | 20,641,000 | 19,828,000 | 20,782,000 |
| Noninterest-bearing deposits | 2,891,000 | 2,836,000 | 2,967,000 | 2,951,000 |
| Equity capital | 4,299,000 | 4,506,000 | 4,554,000 | 4,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 735,000 | 1,105,000 | 1,459,000 |
| Interest expense | 143,000 | 287,000 | 425,000 | 550,000 |
| Net interest income | 231,000 | 448,000 | 680,000 | 909,000 |
| Noninterest income | 44,000 | 89,000 | 138,000 | 193,000 |
| Noninterest expense | 155,000 | 312,000 | 467,000 | 665,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 12,000 |
| Pretax income | 118,000 | 220,000 | 343,000 | 447,000 |
| Income tax | 24,000 | 48,000 | 72,000 | 84,000 |
| Net income | 94,000 | 172,000 | 271,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,109,000 | 4,186,000 | 4,172,000 | 4,264,000 |
| Total capital | 4,196,000 | 4,277,000 | 4,266,000 | 4,359,000 |
| Risk-weighted assets | 11,646,000 | 11,604,000 | 11,286,000 | 12,222,000 |