Call reports 2026
SOUTHERN FIRST BANK — 2026
What SOUTHERN FIRST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 4,581,505,000 | 4,703,075,000 |
| Total loans | 3,958,225,000 | 4,041,634,000 |
| Allowance for loan losses | 43,378,000 | 44,232,000 |
| Securities available for sale | 124,224,000 | 144,388,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,890,994,000 | 4,004,963,000 |
| Interest-bearing deposits | 3,080,092,000 | 3,188,430,000 |
| Noninterest-bearing deposits | 810,902,000 | 816,533,000 |
| Equity capital | 397,340,000 | 408,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 54,700,000 | 112,881,000 |
| Interest expense | 23,944,000 | 49,313,000 |
| Net interest income | 30,756,000 | 63,568,000 |
| Noninterest income | 3,478,000 | 6,965,000 |
| Noninterest expense | 20,105,000 | 40,456,000 |
| Provision for loan losses | 1,150,000 | 2,100,000 |
| Pretax income | 12,979,000 | 27,977,000 |
| Income tax | 2,701,000 | 6,079,000 |
| Net income | 10,278,000 | 21,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 405,205,000 | 416,825,000 |
| Total capital | 448,583,000 | 461,057,000 |
| Risk-weighted assets | 3,504,014,000 | 3,591,744,000 |