Call report 2015Q4
SOUTHERN FIRST BANK — 2015Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,214,752,000 | USD | evidence → |
| Total loans | 1,009,888,000 | USD | evidence → |
| Allowance for loan losses | 13,629,000 | USD | evidence → |
| Securities available for sale | 89,939,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 988,049,000 | USD | evidence → |
| Interest-bearing deposits | 604,784,000 | USD | evidence → |
| Noninterest-bearing deposits | 383,266,000 | USD | evidence → |
| Equity capital | 104,448,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,148,000 | USD | evidence → |
| Interest expense | 7,156,000 | USD | evidence → |
| Net interest income | 38,992,000 | USD | evidence → |
| Noninterest income | 6,931,000 | USD | evidence → |
| Noninterest expense | 26,310,000 | USD | evidence → |
| Provision for loan losses | 3,200,000 | USD | evidence → |
| Pretax income | 16,710,000 | USD | evidence → |
| Income tax | 5,581,000 | USD | evidence → |
| Net income | 11,129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 104,452,000 | USD | evidence → |
| Total capital | 116,992,000 | USD | evidence → |
| Risk-weighted assets | 1,002,080,000 | USD | evidence → |