Call report 2014Q4
SOUTHERN FIRST BANK — 2014Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,027,335,000 | USD | evidence → |
| Total loans | 883,211,000 | USD | evidence → |
| Allowance for loan losses | 11,752,000 | USD | evidence → |
| Securities available for sale | 55,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 794,872,000 | USD | evidence → |
| Interest-bearing deposits | 564,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 230,159,000 | USD | evidence → |
| Equity capital | 91,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,047,000 | USD | evidence → |
| Interest expense | 6,494,000 | USD | evidence → |
| Net interest income | 33,553,000 | USD | evidence → |
| Noninterest income | 4,782,000 | USD | evidence → |
| Noninterest expense | 23,607,000 | USD | evidence → |
| Provision for loan losses | 4,175,000 | USD | evidence → |
| Pretax income | 10,783,000 | USD | evidence → |
| Income tax | 3,348,000 | USD | evidence → |
| Net income | 7,435,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,073,000 | USD | evidence → |
| Total capital | 101,716,000 | USD | evidence → |
| Risk-weighted assets | 850,295,000 | USD | evidence → |