Call report 2008Q4
SOUTHERN FIRST BANK — 2008Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 695,399,000 | USD | evidence → |
| Total loans | 566,607,000 | USD | evidence → |
| Allowance for loan losses | 7,006,000 | USD | evidence → |
| Securities available for sale | 64,430,000 | USD | evidence → |
| Securities held to maturity | 12,519,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 474,591,000 | USD | evidence → |
| Interest-bearing deposits | 438,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,575,000 | USD | evidence → |
| Equity capital | 66,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,356,000 | USD | evidence → |
| Interest expense | 20,753,000 | USD | evidence → |
| Net interest income | 19,603,000 | USD | evidence → |
| Noninterest income | -576,000 | USD | evidence → |
| Noninterest expense | 12,218,000 | USD | evidence → |
| Provision for loan losses | 3,161,000 | USD | evidence → |
| Pretax income | 3,681,000 | USD | evidence → |
| Income tax | 1,035,000 | USD | evidence → |
| Net income | 2,646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,997,000 | USD | evidence → |
| Total capital | 75,004,000 | USD | evidence → |
| Risk-weighted assets | 586,174,000 | USD | evidence → |