Call report 2007Q2
SOUTHERN FIRST BANK — 2007Q2
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 573,465,000 | USD | evidence → |
| Total loans | 461,580,000 | USD | evidence → |
| Allowance for loan losses | 5,294,000 | USD | evidence → |
| Securities available for sale | 55,305,000 | USD | evidence → |
| Securities held to maturity | 16,098,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 388,577,000 | USD | evidence → |
| Interest-bearing deposits | 353,220,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,357,000 | USD | evidence → |
| Equity capital | 47,475,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,772,000 | USD | evidence → |
| Interest expense | 10,284,000 | USD | evidence → |
| Net interest income | 8,488,000 | USD | evidence → |
| Noninterest income | 356,000 | USD | evidence → |
| Noninterest expense | 5,317,000 | USD | evidence → |
| Provision for loan losses | 840,000 | USD | evidence → |
| Pretax income | 2,687,000 | USD | evidence → |
| Income tax | 799,000 | USD | evidence → |
| Net income | 1,888,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,173,000 | USD | evidence → |
| Total capital | 53,468,000 | USD | evidence → |
| Risk-weighted assets | 465,562,000 | USD | evidence → |