Call report 2005Q4
SOUTHERN FIRST BANK — 2005Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 402,927,000 | USD | evidence → |
| Total loans | 338,530,000 | USD | evidence → |
| Allowance for loan losses | 4,490,000 | USD | evidence → |
| Securities available for sale | 11,311,000 | USD | evidence → |
| Securities held to maturity | 19,345,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,054,000 | USD | evidence → |
| Interest-bearing deposits | 237,373,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,681,000 | USD | evidence → |
| Equity capital | 39,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,800,000 | USD | evidence → |
| Interest expense | 9,183,000 | USD | evidence → |
| Net interest income | 12,617,000 | USD | evidence → |
| Noninterest income | 695,000 | USD | evidence → |
| Noninterest expense | 6,350,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 5,962,000 | USD | evidence → |
| Income tax | 1,541,000 | USD | evidence → |
| Net income | 4,421,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,565,000 | USD | evidence → |
| Total capital | 43,552,000 | USD | evidence → |
| Risk-weighted assets | 318,477,000 | USD | evidence → |