Call report 2003Q2
SOUTHERN FIRST BANK — 2003Q2
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,753,000 | USD | evidence → |
| Total loans | 175,898,000 | USD | evidence → |
| Allowance for loan losses | 2,052,000 | USD | evidence → |
| Securities available for sale | 4,710,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,044,000 | USD | evidence → |
| Interest-bearing deposits | 129,330,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,714,000 | USD | evidence → |
| Equity capital | 16,171,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,616,000 | USD | evidence → |
| Interest expense | 1,707,000 | USD | evidence → |
| Net interest income | 2,909,000 | USD | evidence → |
| Noninterest income | 134,000 | USD | evidence → |
| Noninterest expense | 1,956,000 | USD | evidence → |
| Provision for loan losses | 402,000 | USD | evidence → |
| Pretax income | 685,000 | USD | evidence → |
| Income tax | 243,000 | USD | evidence → |
| Net income | 442,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,050,000 | USD | evidence → |
| Total capital | 18,048,000 | USD | evidence → |
| Risk-weighted assets | 159,554,000 | USD | evidence → |