Call report 2009Q4
HABERSHAM BANK — 2009Q4
The 22 measures HABERSHAM BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 455,881,000 | USD | evidence → |
| Total loans | 276,995,000 | USD | evidence → |
| Allowance for loan losses | 12,106,000 | USD | evidence → |
| Securities available for sale | 74,457,000 | USD | evidence → |
| Securities held to maturity | 881,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 391,541,000 | USD | evidence → |
| Interest-bearing deposits | 373,386,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,155,000 | USD | evidence → |
| Equity capital | 15,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,356,000 | USD | evidence → |
| Interest expense | 11,747,000 | USD | evidence → |
| Net interest income | 8,609,000 | USD | evidence → |
| Noninterest income | -1,263,000 | USD | evidence → |
| Noninterest expense | 16,533,000 | USD | evidence → |
| Provision for loan losses | 13,476,000 | USD | evidence → |
| Pretax income | -22,150,000 | USD | evidence → |
| Income tax | 4,115,000 | USD | evidence → |
| Net income | -26,265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,570,000 | USD | evidence → |
| Total capital | 18,794,000 | USD | evidence → |
| Risk-weighted assets | 330,074,000 | USD | evidence → |