Call reports 2026
MONSON SAVINGS BANK — 2026
What MONSON SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 813,958,000 | 806,333,000 |
| Total loans | 637,165,000 | 637,965,000 |
| Allowance for loan losses | 4,266,000 | 4,270,000 |
| Securities available for sale | 62,157,000 | 63,120,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 733,336,000 | 721,858,000 |
| Interest-bearing deposits | 590,347,000 | 579,159,000 |
| Noninterest-bearing deposits | 142,989,000 | 142,699,000 |
| Equity capital | 72,752,000 | 75,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,570,000 | 19,733,000 |
| Interest expense | 3,231,000 | 6,580,000 |
| Net interest income | 6,339,000 | 13,153,000 |
| Noninterest income | 964,000 | 2,100,000 |
| Noninterest expense | 4,922,000 | 10,132,000 |
| Provision for loan losses | 3,000 | 17,000 |
| Pretax income | 2,378,000 | 5,104,000 |
| Income tax | 548,000 | 1,186,000 |
| Net income | 1,830,000 | 3,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 76,757,000 | 78,845,000 |