Call reports 2024
MONSON SAVINGS BANK — 2024
What MONSON SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 673,703,000 | 714,666,000 | 721,593,000 | 715,970,000 |
| Total loans | 549,192,000 | 560,573,000 | 565,051,000 | 561,514,000 |
| Allowance for loan losses | 3,823,000 | 3,823,000 | 3,838,000 | 3,844,000 |
| Securities available for sale | 73,678,000 | 67,034,000 | 66,437,000 | 61,768,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,437,000 | 644,463,000 | 648,964,000 | 640,601,000 |
| Interest-bearing deposits | 477,762,000 | 513,368,000 | 517,472,000 | 511,356,000 |
| Noninterest-bearing deposits | 127,675,000 | 131,095,000 | 131,492,000 | 129,245,000 |
| Equity capital | 60,463,000 | 61,785,000 | 64,040,000 | 64,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,528,000 | 15,699,000 | 24,127,000 | 32,882,000 |
| Interest expense | 2,870,000 | 6,034,000 | 9,433,000 | 12,768,000 |
| Net interest income | 4,658,000 | 9,665,000 | 14,694,000 | 20,114,000 |
| Noninterest income | 1,027,000 | 2,069,000 | 3,152,000 | 4,225,000 |
| Noninterest expense | 4,274,000 | 8,742,000 | 13,275,000 | 17,805,000 |
| Provision for loan losses | -1,000 | 14,000 | 37,000 | 43,000 |
| Pretax income | 1,412,000 | 3,152,000 | 4,511,000 | 6,468,000 |
| Income tax | 304,000 | 620,000 | 929,000 | 1,360,000 |
| Net income | 1,108,000 | 2,532,000 | 3,582,000 | 5,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,594,000 | 66,019,000 | 67,068,000 | 68,594,000 |