Call reports 2021
MONSON SAVINGS BANK — 2021
What MONSON SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 541,812,000 | 554,641,000 | 571,585,000 | 589,996,000 |
| Total loans | 412,531,000 | 417,722,000 | 422,855,000 | 423,068,000 |
| Allowance for loan losses | 6,455,000 | 6,563,000 | 6,555,000 | 6,546,000 |
| Securities available for sale | 53,192,000 | 53,810,000 | 53,567,000 | 53,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,313,000 | 498,880,000 | 513,002,000 | 532,667,000 |
| Interest-bearing deposits | 363,159,000 | 375,655,000 | 383,519,000 | 399,390,000 |
| Noninterest-bearing deposits | 126,154,000 | 123,225,000 | 129,483,000 | 133,277,000 |
| Equity capital | 46,929,000 | 48,957,000 | 50,576,000 | 51,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,019,000 | 9,737,000 | 14,678,000 | 19,416,000 |
| Interest expense | 381,000 | 713,000 | 997,000 | 1,245,000 |
| Net interest income | 4,638,000 | 9,024,000 | 13,681,000 | 18,171,000 |
| Noninterest income | 1,013,000 | 2,169,000 | 3,507,000 | 4,670,000 |
| Noninterest expense | 3,512,000 | 7,082,000 | 10,791,000 | 14,550,000 |
| Provision for loan losses | 295,000 | 397,000 | 399,000 | 405,000 |
| Pretax income | 1,844,000 | 3,714,000 | 6,094,000 | 8,001,000 |
| Income tax | 444,000 | 892,000 | 1,486,000 | 1,951,000 |
| Net income | 1,400,000 | 2,822,000 | 4,608,000 | 6,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,335,000 | 47,758,000 | 49,543,000 | 50,986,000 |