Call reports 2001
MONSON SAVINGS BANK — 2001
What MONSON SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,581,000 | 125,481,000 | 126,621,000 | 129,038,000 |
| Total loans | 94,261,000 | 98,073,000 | 99,155,000 | 99,136,000 |
| Allowance for loan losses | 2,164,000 | 2,163,000 | 2,158,000 | 2,162,000 |
| Securities available for sale | 10,279,000 | 9,472,000 | 6,411,000 | 11,076,000 |
| Securities held to maturity | 9,191,000 | 10,158,000 | 10,158,000 | 9,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,269,000 | 108,889,000 | 109,635,000 | 111,537,000 |
| Interest-bearing deposits | 102,327,000 | 101,417,000 | 101,288,000 | 103,593,000 |
| Noninterest-bearing deposits | 6,942,000 | 7,472,000 | 8,347,000 | 7,944,000 |
| Equity capital | 8,831,000 | 9,076,000 | 9,379,000 | 9,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,354,000 | 4,673,000 | 6,976,000 | 9,208,000 |
| Interest expense | 1,294,000 | 2,496,000 | 3,612,000 | 4,591,000 |
| Net interest income | 1,060,000 | 2,177,000 | 3,364,000 | 4,617,000 |
| Noninterest income | 119,000 | 261,000 | 459,000 | 742,000 |
| Noninterest expense | 843,000 | 1,695,000 | 2,554,000 | 3,577,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 338,000 | 745,000 | 1,270,000 | 1,701,000 |
| Income tax | 138,000 | 303,000 | 523,000 | 653,000 |
| Net income | 200,000 | 442,000 | 747,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,660,000 | 8,940,000 | 9,070,000 | 9,555,000 |
| Total capital | 9,643,000 | 9,968,000 | 10,114,000 | 10,662,000 |
| Risk-weighted assets | 77,433,000 | 81,073,000 | 82,413,000 | 87,520,000 |