Call report 2015Q4
HOUGHTON STATE BANK — 2015Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,569,000 | USD | evidence → |
| Total loans | 114,862,000 | USD | evidence → |
| Allowance for loan losses | 1,320,000 | USD | evidence → |
| Securities available for sale | 20,491,000 | USD | evidence → |
| Securities held to maturity | 3,127,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,523,000 | USD | evidence → |
| Interest-bearing deposits | 120,423,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,100,000 | USD | evidence → |
| Equity capital | 19,616,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,485,000 | USD | evidence → |
| Interest expense | 188,000 | USD | evidence → |
| Net interest income | 5,297,000 | USD | evidence → |
| Noninterest income | 657,000 | USD | evidence → |
| Noninterest expense | 3,468,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,486,000 | USD | evidence → |
| Income tax | 891,000 | USD | evidence → |
| Net income | 1,595,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,641,000 | USD | evidence → |
| Total capital | 15,961,000 | USD | evidence → |
| Risk-weighted assets | 123,112,000 | USD | evidence → |