Call report 2013Q4
HOUGHTON STATE BANK — 2013Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,174,000 | USD | evidence → |
| Total loans | 114,357,000 | USD | evidence → |
| Allowance for loan losses | 1,275,000 | USD | evidence → |
| Securities available for sale | 22,001,000 | USD | evidence → |
| Securities held to maturity | 2,679,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,541,000 | USD | evidence → |
| Interest-bearing deposits | 110,111,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,430,000 | USD | evidence → |
| Equity capital | 18,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,605,000 | USD | evidence → |
| Interest expense | 199,000 | USD | evidence → |
| Net interest income | 5,406,000 | USD | evidence → |
| Noninterest income | 700,000 | USD | evidence → |
| Noninterest expense | 3,148,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 2,898,000 | USD | evidence → |
| Income tax | 1,046,000 | USD | evidence → |
| Net income | 1,852,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,101,000 | USD | evidence → |
| Total capital | 15,376,000 | USD | evidence → |
| Risk-weighted assets | 122,281,000 | USD | evidence → |