Call report 2009Q4
HOUGHTON STATE BANK — 2009Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,082,000 | USD | evidence → |
| Total loans | 103,761,000 | USD | evidence → |
| Allowance for loan losses | 1,135,000 | USD | evidence → |
| Securities available for sale | 9,459,000 | USD | evidence → |
| Securities held to maturity | 10,896,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,943,000 | USD | evidence → |
| Interest-bearing deposits | 89,512,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,431,000 | USD | evidence → |
| Equity capital | 15,259,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,909,000 | USD | evidence → |
| Interest expense | 1,568,000 | USD | evidence → |
| Net interest income | 5,341,000 | USD | evidence → |
| Noninterest income | 729,000 | USD | evidence → |
| Noninterest expense | 3,007,000 | USD | evidence → |
| Provision for loan losses | 411,000 | USD | evidence → |
| Pretax income | 2,655,000 | USD | evidence → |
| Income tax | 968,000 | USD | evidence → |
| Net income | 1,687,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,109,000 | USD | evidence → |
| Total capital | 11,244,000 | USD | evidence → |
| Risk-weighted assets | 106,523,000 | USD | evidence → |