Call report 2007Q3
HOUGHTON STATE BANK — 2007Q3
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,077,000 | USD | evidence → |
| Total loans | 98,604,000 | USD | evidence → |
| Allowance for loan losses | 967,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 18,701,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,303,000 | USD | evidence → |
| Interest-bearing deposits | 92,540,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,763,000 | USD | evidence → |
| Equity capital | 14,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,028,000 | USD | evidence → |
| Interest expense | 2,671,000 | USD | evidence → |
| Net interest income | 3,357,000 | USD | evidence → |
| Noninterest income | 462,000 | USD | evidence → |
| Noninterest expense | 2,037,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 1,704,000 | USD | evidence → |
| Income tax | 611,000 | USD | evidence → |
| Net income | 1,093,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,753,000 | USD | evidence → |
| Total capital | 10,720,000 | USD | evidence → |
| Risk-weighted assets | 101,885,000 | USD | evidence → |