Call report 2003Q2
HOUGHTON STATE BANK — 2003Q2
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,654,000 | USD | evidence → |
| Total loans | 80,376,000 | USD | evidence → |
| Allowance for loan losses | 719,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 17,775,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,539,000 | USD | evidence → |
| Interest-bearing deposits | 82,161,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,378,000 | USD | evidence → |
| Equity capital | 13,837,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,144,000 | USD | evidence → |
| Interest expense | 1,026,000 | USD | evidence → |
| Net interest income | 2,118,000 | USD | evidence → |
| Noninterest income | 330,000 | USD | evidence → |
| Noninterest expense | 1,336,000 | USD | evidence → |
| Provision for loan losses | 64,000 | USD | evidence → |
| Pretax income | 1,048,000 | USD | evidence → |
| Income tax | 359,000 | USD | evidence → |
| Net income | 689,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,812,000 | USD | evidence → |
| Total capital | 9,531,000 | USD | evidence → |
| Risk-weighted assets | 82,973,000 | USD | evidence → |