Call report 2002Q4
HOUGHTON STATE BANK — 2002Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,983,000 | USD | evidence → |
| Total loans | 86,886,000 | USD | evidence → |
| Allowance for loan losses | 979,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 13,854,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,778,000 | USD | evidence → |
| Interest-bearing deposits | 81,675,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,103,000 | USD | evidence → |
| Equity capital | 13,847,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,076,000 | USD | evidence → |
| Interest expense | 2,423,000 | USD | evidence → |
| Net interest income | 4,653,000 | USD | evidence → |
| Noninterest income | 646,000 | USD | evidence → |
| Noninterest expense | 2,645,000 | USD | evidence → |
| Provision for loan losses | 376,000 | USD | evidence → |
| Pretax income | 2,278,000 | USD | evidence → |
| Income tax | 784,000 | USD | evidence → |
| Net income | 1,494,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,822,000 | USD | evidence → |
| Total capital | 9,801,000 | USD | evidence → |
| Risk-weighted assets | 88,134,000 | USD | evidence → |