Call reports 2005
BANK OF GREELEY — 2005
What BANK OF GREELEY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,000,000 | 28,001,000 | 27,438,000 | 27,511,000 |
| Total loans | 16,732,000 | 17,031,000 | 16,439,000 | 16,853,000 |
| Allowance for loan losses | 261,000 | 262,000 | 256,000 | 255,000 |
| Securities available for sale | 8,175,000 | 8,295,000 | 8,689,000 | 8,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,223,000 | 24,096,000 | 23,475,000 | 23,754,000 |
| Interest-bearing deposits | 22,104,000 | 21,239,000 | 20,839,000 | 20,898,000 |
| Noninterest-bearing deposits | 3,119,000 | 2,857,000 | 2,636,000 | 2,856,000 |
| Equity capital | 3,425,000 | 3,521,000 | 3,536,000 | 3,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 721,000 | 1,084,000 | 1,453,000 |
| Interest expense | 106,000 | 224,000 | 354,000 | 489,000 |
| Net interest income | 258,000 | 497,000 | 730,000 | 964,000 |
| Noninterest income | 38,000 | 72,000 | 148,000 | 189,000 |
| Noninterest expense | 157,000 | 320,000 | 483,000 | 659,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 249,000 | 395,000 | 484,000 |
| Income tax | 5,000 | 9,000 | 15,000 | 19,000 |
| Net income | 134,000 | 240,000 | 380,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,562,000 | 3,594,000 | 3,662,000 | 3,532,000 |
| Total capital | 3,778,000 | 3,811,000 | 3,872,000 | 3,745,000 |
| Risk-weighted assets | 17,245,000 | 17,291,000 | 16,794,000 | 16,975,000 |