Call reports 2003
COMMONWEALTH BANK, THE — 2003
What COMMONWEALTH BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 151,064,000 |
| Total loans | 114,223,000 |
| Allowance for loan losses | 1,225,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 119,075,000 |
| Interest-bearing deposits | 68,153,000 |
| Noninterest-bearing deposits | 50,922,000 |
| Equity capital | 8,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 1,873,000 |
| Interest expense | 463,000 |
| Net interest income | 1,410,000 |
| Noninterest income | 138,000 |
| Noninterest expense | 939,000 |
| Provision for loan losses | 130,000 |
| Pretax income | 479,000 |
| Income tax | 165,000 |
| Net income | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 8,583,000 |
| Total capital | 9,808,000 |
| Risk-weighted assets | 102,437,000 |