Call reports 2001
COMMONWEALTH BANK, THE — 2001
What COMMONWEALTH BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,526,000 | 85,490,000 | 84,214,000 | 87,548,000 |
| Total loans | 57,649,000 | 60,846,000 | 69,639,000 | 71,261,000 |
| Allowance for loan losses | 688,000 | 745,000 | 809,000 | 710,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 740,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,084,000 | 75,080,000 | 73,501,000 | 75,498,000 |
| Interest-bearing deposits | 45,030,000 | 44,927,000 | 49,838,000 | 52,548,000 |
| Noninterest-bearing deposits | 19,054,000 | 30,153,000 | 23,663,000 | 22,950,000 |
| Equity capital | 6,901,000 | 7,008,000 | 7,141,000 | 7,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,682,000 | 4,066,000 | 5,419,000 |
| Interest expense | 582,000 | 1,174,000 | 1,805,000 | 2,365,000 |
| Net interest income | 755,000 | 1,508,000 | 2,261,000 | 3,054,000 |
| Noninterest income | 153,000 | 312,000 | 524,000 | 760,000 |
| Noninterest expense | 648,000 | 1,328,000 | 2,028,000 | 2,745,000 |
| Provision for loan losses | 86,000 | 146,000 | 203,000 | 288,000 |
| Pretax income | 174,000 | 346,000 | 554,000 | 781,000 |
| Income tax | 61,000 | 126,000 | 201,000 | 221,000 |
| Net income | 113,000 | 220,000 | 353,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,732,000 | 6,971,000 | 7,118,000 | 7,328,000 |
| Total capital | 7,420,000 | 7,675,000 | 7,923,000 | 8,038,000 |
| Risk-weighted assets | 55,825,000 | 56,071,000 | 64,403,000 | 66,347,000 |