Call reports 2012
BORDER TRUST COMPANY — 2012
What BORDER TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 46,872,000 | 45,262,000 |
| Total loans | 37,226,000 | 36,643,000 |
| Allowance for loan losses | 227,000 | 241,000 |
| Securities available for sale | 4,319,000 | 3,622,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 41,125,000 | 39,434,000 |
| Interest-bearing deposits | 36,139,000 | 33,651,000 |
| Noninterest-bearing deposits | 4,987,000 | 5,783,000 |
| Equity capital | 1,931,000 | 1,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 501,000 | 974,000 |
| Interest expense | 91,000 | 174,000 |
| Net interest income | 410,000 | 800,000 |
| Noninterest income | 22,000 | 42,000 |
| Noninterest expense | 665,000 | 1,503,000 |
| Provision for loan losses | -25,000 | -42,000 |
| Pretax income | -208,000 | -617,000 |
| Income tax | 1,000 | -2,000 |
| Net income | -209,000 | -615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 1,921,000 | 1,515,000 |
| Total capital | 2,154,000 | 1,764,000 |
| Risk-weighted assets | 29,399,000 | 28,885,000 |