Call reports 2011
BORDER TRUST COMPANY — 2011
What BORDER TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,752,000 | 57,756,000 | 51,757,000 | 48,166,000 |
| Total loans | 38,578,000 | 39,243,000 | 38,251,000 | 37,600,000 |
| Allowance for loan losses | 522,000 | 387,000 | 274,000 | 262,000 |
| Securities available for sale | 12,467,000 | 12,293,000 | 6,834,000 | 3,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,634,000 | 47,869,000 | 45,952,000 | 44,587,000 |
| Interest-bearing deposits | 39,897,000 | 42,059,000 | 40,503,000 | 38,703,000 |
| Noninterest-bearing deposits | 5,737,000 | 5,810,000 | 5,449,000 | 5,884,000 |
| Equity capital | 2,770,000 | 2,594,000 | 2,341,000 | 2,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,215,000 | 1,804,000 | 2,332,000 |
| Interest expense | 123,000 | 243,000 | 353,000 | 456,000 |
| Net interest income | 474,000 | 972,000 | 1,451,000 | 1,876,000 |
| Noninterest income | 28,000 | 86,000 | 121,000 | 88,000 |
| Noninterest expense | 744,000 | 1,566,000 | 2,330,000 | 3,171,000 |
| Provision for loan losses | 27,000 | 62,000 | 151,000 | 117,000 |
| Pretax income | -268,000 | -558,000 | -819,000 | -1,199,000 |
| Income tax | -13,000 | -36,000 | -39,000 | -15,000 |
| Net income | -255,000 | -522,000 | -780,000 | -1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,840,000 | 2,542,000 | 2,284,000 | 2,130,000 |
| Total capital | 3,263,000 | 2,948,000 | 2,565,000 | 2,398,000 |
| Risk-weighted assets | 32,636,000 | 32,746,000 | 31,342,000 | 29,793,000 |