Call reports 2010
BORDER TRUST COMPANY — 2010
What BORDER TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 81,018,000 | 80,494,000 | 61,580,000 | 54,379,000 |
| Total loans | 59,690,000 | 59,657,000 | 38,503,000 | 39,214,000 |
| Allowance for loan losses | 462,000 | 784,000 | 341,000 | 474,000 |
| Securities available for sale | 12,293,000 | 11,803,000 | 11,546,000 | 10,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,976,000 | 61,228,000 | 41,353,000 | 43,041,000 |
| Interest-bearing deposits | 47,864,000 | 49,444,000 | 34,755,000 | 36,318,000 |
| Noninterest-bearing deposits | 13,112,000 | 11,784,000 | 6,598,000 | 6,723,000 |
| Equity capital | 3,848,000 | 3,285,000 | 4,290,000 | 3,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,905,000 | 2,714,000 | 3,308,000 |
| Interest expense | 262,000 | 513,000 | 706,000 | 851,000 |
| Net interest income | 687,000 | 1,392,000 | 2,008,000 | 2,457,000 |
| Noninterest income | 19,000 | 88,000 | 1,262,000 | 1,398,000 |
| Noninterest expense | 940,000 | 1,862,000 | 3,039,000 | 3,854,000 |
| Provision for loan losses | -9,000 | 464,000 | 599,000 | 862,000 |
| Pretax income | -206,000 | -804,000 | -301,000 | -671,000 |
| Income tax | -34,000 | -106,000 | -39,000 | 673,000 |
| Net income | -172,000 | -698,000 | -262,000 | -1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,330,000 | 2,725,000 | 3,698,000 | 3,094,000 |
| Total capital | 3,827,000 | 3,371,000 | 4,064,000 | 3,520,000 |
| Risk-weighted assets | 51,520,000 | 50,812,000 | 33,237,000 | 32,937,000 |