Call reports 2006
BORDER TRUST COMPANY — 2006
What BORDER TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 93,189,000 | 97,466,000 | 99,958,000 | 91,669,000 |
| Total loans | 53,451,000 | 58,107,000 | 60,633,000 | 61,876,000 |
| Allowance for loan losses | 553,000 | 556,000 | 516,000 | 1,680,000 |
| Securities available for sale | 29,749,000 | 30,806,000 | 31,294,000 | 23,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,128,000 | 87,178,000 | 89,609,000 | 81,155,000 |
| Interest-bearing deposits | 76,217,000 | 76,308,000 | 79,649,000 | 71,073,000 |
| Noninterest-bearing deposits | 10,911,000 | 10,870,000 | 9,960,000 | 10,082,000 |
| Equity capital | 5,562,000 | 5,246,000 | 6,771,000 | 6,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,603,000 | 4,116,000 | 5,631,000 |
| Interest expense | 612,000 | 1,319,000 | 2,130,000 | 2,926,000 |
| Net interest income | 612,000 | 1,284,000 | 1,986,000 | 2,705,000 |
| Noninterest income | 98,000 | 196,000 | 466,000 | 546,000 |
| Noninterest expense | 709,000 | 1,446,000 | 2,298,000 | 3,125,000 |
| Provision for loan losses | 0 | -18,000 | -13,000 | 1,142,000 |
| Pretax income | 18,000 | 85,000 | 33,000 | -1,226,000 |
| Income tax | -15,000 | -30,000 | -40,000 | -532,000 |
| Net income | 33,000 | 115,000 | 73,000 | -694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,914,000 | 5,946,000 | 6,944,000 | 5,774,000 |
| Total capital | 6,469,000 | 6,502,000 | 7,460,000 | 6,606,000 |
| Risk-weighted assets | 64,284,000 | 67,753,000 | 69,571,000 | 65,745,000 |