Call reports 2002
BORDER TRUST COMPANY — 2002
What BORDER TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,413,000 | 78,955,000 | 82,031,000 | 80,830,000 |
| Total loans | 42,111,000 | 44,543,000 | 45,031,000 | 44,696,000 |
| Allowance for loan losses | 585,000 | 553,000 | 566,000 | 563,000 |
| Securities available for sale | 27,196,000 | 27,379,000 | 28,306,000 | 28,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,330,000 | 71,923,000 | 75,384,000 | 74,277,000 |
| Interest-bearing deposits | 63,224,000 | 63,874,000 | 67,027,000 | 65,985,000 |
| Noninterest-bearing deposits | 8,106,000 | 8,049,000 | 8,357,000 | 8,292,000 |
| Equity capital | 5,521,000 | 5,694,000 | 5,913,000 | 5,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,526,000 | 3,794,000 | 5,010,000 |
| Interest expense | 693,000 | 1,355,000 | 2,005,000 | 2,592,000 |
| Net interest income | 584,000 | 1,171,000 | 1,789,000 | 2,418,000 |
| Noninterest income | 84,000 | 142,000 | 174,000 | 185,000 |
| Noninterest expense | 672,000 | 1,399,000 | 2,122,000 | 2,761,000 |
| Provision for loan losses | 0 | 10,000 | -12,000 | 0 |
| Pretax income | 25,000 | -43,000 | -76,000 | -78,000 |
| Income tax | -13,000 | -55,000 | -81,000 | -93,000 |
| Net income | 38,000 | 12,000 | 5,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,434,000 | 5,387,000 | 5,370,000 | 5,379,000 |
| Total capital | 6,148,000 | 6,028,000 | 6,017,000 | 6,017,000 |
| Risk-weighted assets | 53,503,000 | 53,773,000 | 54,009,000 | 53,419,000 |