Call reports 2001
BORDER TRUST COMPANY — 2001
What BORDER TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,450,000 | 73,851,000 | 78,100,000 | 78,477,000 |
| Total loans | 43,679,000 | 43,482,000 | 43,963,000 | 42,393,000 |
| Allowance for loan losses | 643,000 | 609,000 | 607,000 | 610,000 |
| Securities available for sale | 19,083,000 | 21,447,000 | 25,065,000 | 27,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,330,000 | 63,690,000 | 67,961,000 | 68,602,000 |
| Interest-bearing deposits | 54,195,000 | 56,821,000 | 60,862,000 | 60,726,000 |
| Noninterest-bearing deposits | 7,135,000 | 6,869,000 | 7,099,000 | 7,876,000 |
| Equity capital | 5,797,000 | 5,850,000 | 5,823,000 | 5,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,851,000 | 4,234,000 | 5,611,000 |
| Interest expense | 752,000 | 1,523,000 | 2,300,000 | 3,058,000 |
| Net interest income | 663,000 | 1,328,000 | 1,934,000 | 2,553,000 |
| Noninterest income | 125,000 | 230,000 | 260,000 | 307,000 |
| Noninterest expense | 711,000 | 1,389,000 | 2,085,000 | 2,751,000 |
| Provision for loan losses | 49,000 | 104,000 | 121,000 | 160,000 |
| Pretax income | 38,000 | 85,000 | 42,000 | 50,000 |
| Income tax | -1,000 | -1,000 | -38,000 | -59,000 |
| Net income | 39,000 | 86,000 | 80,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,410,000 | 5,436,000 | 5,409,000 | 5,417,000 |
| Total capital | 6,187,000 | 6,240,000 | 6,122,000 | 6,171,000 |
| Risk-weighted assets | 50,942,000 | 53,024,000 | 54,022,000 | 55,022,000 |