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Call reports 2008

NATIONAL BANK OF ADAMS COUNTY OF WEST UNION, THE — 2008

What NATIONAL BANK OF ADAMS COUNTY OF WEST UNION, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cb025e3c-873d-4460-9b06-17ac58ca2acb/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets68,069,00067,443,00064,744,00065,245,000
Total loans35,041,00035,175,00035,729,00035,412,000
Allowance for loan losses418,000236,000239,000236,000
Securities available for sale0000
Securities held to maturity14,001,00017,033,00014,035,0007,051,000
Trading assets0000
Total deposits57,670,00057,557,00054,661,00055,575,000
Interest-bearing deposits49,667,00049,171,00047,298,00047,407,000
Noninterest-bearing deposits8,003,0008,386,0007,363,0008,168,000
Equity capital9,969,0009,549,0009,824,0009,430,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income941,0001,755,0002,565,0003,345,000
Interest expense396,000696,000946,0001,174,000
Net interest income545,0001,059,0001,619,0002,171,000
Noninterest income54,00098,000145,000186,000
Noninterest expense349,000707,0001,039,0001,426,000
Provision for loan losses020,00020,00020,000
Pretax income250,000430,000705,000911,000
Income tax0000
Net income250,000430,000705,000911,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital9,969,0009,549,0009,824,0009,430,000
Total capital10,349,0009,785,00010,063,0009,666,000
Risk-weighted assets30,365,00029,372,00029,859,00031,169,000