Call reports 2005

NATIONAL BANK OF ADAMS COUNTY OF WEST UNION, THE — 2005

Name: NATIONAL BANK OF ADAMS COUNTY OF WEST UNION, THE — FFIEC call report 2005
Creator: NATIONAL BANK OF ADAMS COUNTY OF WEST UNION, THE

What NATIONAL BANK OF ADAMS COUNTY OF WEST UNION, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cb025e3c-873d-4460-9b06-17ac58ca2acb/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	64,293,000	64,416,000	64,073,000	64,457,000
Total loans	35,895,000	36,614,000	36,006,000	36,451,000
Allowance for loan losses	453,000	482,000	456,000	441,000
Securities available for sale	0	0	0	0
Securities held to maturity	14,462,000	14,426,000	14,428,000	7,960,000
Trading assets	0	0	0	0
Total deposits	54,371,000	54,729,000	54,016,000	54,545,000
Interest-bearing deposits	47,915,000	47,480,000	47,642,000	46,553,000
Noninterest-bearing deposits	6,456,000	7,249,000	6,374,000	7,992,000
Equity capital	9,798,000	9,531,000	9,903,000	9,647,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	818,000	1,669,000	2,576,000	3,491,000
Interest expense	200,000	430,000	684,000	951,000
Net interest income	618,000	1,239,000	1,892,000	2,540,000
Noninterest income	45,000	80,000	143,000	184,000
Noninterest expense	329,000	652,000	946,000	1,342,000
Provision for loan losses	0	50,000	100,000	100,000
Pretax income	334,000	617,000	989,000	1,282,000
Income tax	0	0	0	0
Net income	334,000	617,000	989,000	1,282,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	9,798,000	9,531,000	9,903,000	9,647,000
Total capital	10,153,000	9,913,000	10,287,000	10,052,000
Risk-weighted assets	28,419,000	30,425,000	30,646,000	32,395,000