Call reports 2026
UNITED SOUTHERN BANK — 2026
What UNITED SOUTHERN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 842,840,000 | 843,004,000 |
| Total loans | 452,661,000 | 469,786,000 |
| Allowance for loan losses | 9,244,000 | 9,192,000 |
| Securities available for sale | 281,288,000 | 271,515,000 |
| Securities held to maturity | 5,219,000 | 4,873,000 |
| Trading assets | 0 | 0 |
| Total deposits | 771,325,000 | 769,060,000 |
| Interest-bearing deposits | 333,828,000 | 0 |
| Noninterest-bearing deposits | 437,497,000 | 769,060,000 |
| Equity capital | 62,243,000 | 64,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,943,000 | 18,267,000 |
| Interest expense | 1,410,000 | 2,893,000 |
| Net interest income | 7,533,000 | 15,374,000 |
| Noninterest income | 1,487,000 | 3,061,000 |
| Noninterest expense | 5,659,000 | 11,382,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 3,396,000 | 7,069,000 |
| Income tax | 900,000 | 1,873,000 |
| Net income | 2,496,000 | 5,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 92,446,000 | 94,059,000 |