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Call report 2025Q4

UNITED SOUTHERN BANK — 2025Q4

The 22 measures UNITED SOUTHERN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.

PERIOD: 2025Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cb005f6a-48c2-4e14-9c38-615e378488e1/2025Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets841,773,000USDevidence →
Total loans442,133,000USDevidence →
Allowance for loan losses9,241,000USDevidence →
Securities available for sale292,025,000USDevidence →
Securities held to maturity5,485,000USDevidence →
Trading assets0USDevidence →
Total deposits771,128,000USDevidence →
Interest-bearing deposits335,565,000USDevidence →
Noninterest-bearing deposits435,563,000USDevidence →
Equity capital61,465,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income35,895,000USDevidence →
Interest expense7,085,000USDevidence →
Net interest income28,810,000USDevidence →
Noninterest income5,388,000USDevidence →
Noninterest expense21,087,000USDevidence →
Provision for loan losses-15,000USDevidence →
Pretax income13,148,000USDevidence →
Income tax3,048,000USDevidence →
Net income10,100,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital90,918,000USDevidence →